Quintin Sykes

The Apple earnings warning yesterday reinforced for me a theme that we’re going to see this year in banking, and that’s slower organic growth which means expense control. A variety of factors are working against banks’ ability to improve their net interest margins, with the risks of slower growth, a persistent flat yield curve, and even some deterioration in credit quality seeming the most significant to me. [Read More]

In my work in helping IT teams improve their performance, I frequently run across cases where the management team’s perception of performance of IT doesn’t align with output from the IT team. How can an IT group be delivering on both project and service level commitments yet suffer from a perception of poor performance? [Read More]

Back in April I assessed the state of the international players trying to enter into the U.S. core market. This time I take a look at the domestic players serving regional banks and offer up some thoughts on what CIOs are looking for from each of them. [Read More]

Here’s one from the ‘where have you been, Q?’ archive. [Read More]

Three months into 2018, and the year is already shaping up to be the “year that could’ve been” for international core vendors in the U.S. regional banking market (i.e., roughly $10 billion to $50 billion asset range). Some clarity from these vendors would go a long way. [Read More]